Terms of Service

Welcome to UrbanScope, the official real estate catalog, consultation scheduling, and property inquiry portal representing Miriam Lobren, a licensed real estate professional.

By browsing this website, registering an account, booking site viewings, or submitting inquiries through our platform, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Service, along with our Privacy Policy.

All real estate advisory, property showcasing, brokerage facilitation, and buyer representation conducted through UrbanScope are performed in accordance with the Real Estate Service Act of the Philippines (Republic Act No. 9646 or RESA) and regulations set forth by the Professional Regulation Commission (PRC) and the Department of Human Settlements and Urban Development (DHSUD).

Miriam Lobren acts as an accredited real estate sales professional authorized to present accredited residential developments, subdivisions, townhouses, and lots across Las Piñas City, Cavite, and adjacent provinces.

The listings displayed on UrbanScope (including project showcases such as Liora Homes, Airmen's Village, and accredited Cavite subdivisions) are presented for general informational purposes to assist prospective home buyers and investors:

• Pricing Disclaimer: Property prices, available discounts, and promotional payment terms shown in Philippine Pesos (₱) are based on the latest developer price lists and are subject to change without prior notice by the developer.
• Sample Computations: Estimated monthly amortization, down payment schedules, and bank/Pag-IBIG loan amounts are sample calculations only and do not constitute a formal financing contract.
• Inventory Availability: Unit inventory (corner lots, end units, inner townhouses) is subject to ongoing sales and developer validation upon formal reservation.

UrbanScope enables users to schedule free site viewings (tripping) and one-on-one property consultations:

• Appointments must be booked at least 24 to 48 hours in advance to allow gate passes and model unit clearance with the respective subdivision administration.
• Tripping schedules are subject to weather conditions, developer model unit visiting hours, and health and safety guidelines.
• Miriam Lobren Realty does not charge prospective buyers any fees for scheduling site viewings or consulting on Pag-IBIG and bank loan pre-qualifications.

To submit inquiries, save listings, or track consultations, you may register for a client account. You agree to:

• Provide true, accurate, and current information, including a valid Philippine mobile number and email address.
• Maintain the confidentiality of your login credentials and accept responsibility for activities under your account.
• Refrain from submitting fraudulent, abusive, or automated inquiries, spam, or misleading messages.

UrbanScope reserves the right to suspend or terminate accounts that violate platform policies or compromise security.

When you decide to reserve a property unit:

• Reservation Fees: All reservation fees are paid directly to the accredited developer's authorized bank accounts or cashier desks. Miriam Lobren and UrbanScope do not accept personal cash payments for property reservations.
• Non-Refundability: Developer reservation fees are generally non-refundable and non-transferable pursuant to standard developer policies.
• Financing Approvals: While Miriam Lobren assists clients in preparing documents for bank and Pag-IBIG Fund housing loans, approval is subject to the sole credit discretion of the financing institution.

All content on UrbanScope, including but not limited to branding, design tokens, logos, site layout, architectural renders, written project descriptions, and software code, is protected by copyright and intellectual property laws of the Philippines.

Developer logos and project trademarks (e.g., Liora Homes, Airmen's Village) belong to their respective registered developer entities and are used under authorized sales representation.

To the fullest extent permitted by law, UrbanScope and Miriam Lobren shall not be liable for any indirect, incidental, or consequential damages resulting from:

• Delays or modifications in developer construction schedules or unit turnovers.
• Lender disapproval or reduction of requested loan amounts from third-party banks or Pag-IBIG Fund.
• Temporary website maintenance or unforeseen technical interruptions.

These Terms of Service are governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or related to these terms shall be settled amicably through negotiation, or submitted to the exclusive jurisdiction of the competent courts of Las Piñas City or Cavite, Philippines.

If you have questions, feedback, or concerns regarding these Terms of Service or our brokerage services, please contact our office: